Case file for CEOs and CFOs

Your broker's pay is now your legal problem.

The Conflicted-Broker Playbook is a documented public-record review of broker compensation, carrier incentives, PBM economics, and why employer leadership should demand written disclosure before another health-plan decision is signed.

Can your current broker hand you a complete written compensation disclosure, every dollar, direct and indirect, today?

13-page case file Employer fiduciary lens Built for executive review

Inside the file

Three reasons the old broker conversation is no longer enough.

The goal is not fear. The goal is a better decision file before renewal pressure takes over.

$850M

Broker compensation has a public record.

Major broker settlements changed how employers should think about undisclosed or indirect compensation.

22%-40%

Benefits commissions deserve written review.

The playbook separates allegations, settlements, and documented incentives so leaders can ask sharper questions.

$7.3B

PBM economics belong in the same file.

Carrier, broker, TPA, and pharmacy incentives should be mapped before leadership accepts another recommendation.